INTRO: Google Pay is currently one of the foremost popular UPI-based payments service in India. The app allows you to send money to friends, pay bills, recharge mobile numbers, and more. It also allows you to pay at businesses using the Spot platform. It was also scheduled to urge a tokenized card feature, as per an announcement from a year ago, but it’s nowhere to be seen until date. The payment service has, however, started testing NFC-based card payments in India.
Google Pay To Introduce NFC-based card payments in India
First reported by Android Police, Google Pay has added support for debit and credit cards as a supported payment option within the app. The service supports only Axis Bank credit/ debit and SBI credit cards at the instant.
To set up your credit/ open-end credit , open the Google Pay app and tap on your profile picture at the highest right. You then got to head into the ‘Bank Accounts and Cards’ section to seek out the new ‘Add Card’ option. it’ll tell you that you simply can add cards only from two major banks in India. But, we will expect more banks to mount over the approaching months. you’ll got to verify an equivalent via an OTP message received from the bank.
If you discover it hard to work out, Google Pay already features a few support pages live to assist you thru the setup process. It mentions that adding your credit/ open-end credit to the app will ‘register your card for Tokenized card payments’ and enable a slew of features in India.
The most important of all is NFC-based card payments, which allows you to simply tap your phone at NFC terminals to finish payments. It also enables you to scan Bharat QR payment codes and make payments at online websites where Google Pay is supported.
Virtual Account number to Safeguard your real Credit Card number
For those unacquainted tokenized cards, it means Google Pay will assign a virtual account number to safeguard your real credit/ open-end credit number. All of this data is stored on your Android phone, so you would like to line up your cards whenever you opt to modify to a replacement device.
The NFC payments option seems to be rolling bent beta users first. I even have received the feature in my Google Pay app on OnePlus Nord, but can’t access it thanks to the shortage of an SBI or Axis card. have you ever tried out NFC payments via Google Pay? Share your experience with us within the comments below.