USSD Mobile Banking: Check Account Balance, Send Money & Get Mini Statement

USSD Mobile Banking

USSD Mobile Banking, *99# Banking Service, What is *99# Banking? Have you heard about USSD Based Mobile Banking? May some of you are already aware with this term & some aren’t. So, for those people who want to know and use USSD Mobile Banking we are sharing an excellent guide.

USSD Mobile Banking

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As the Rs 500 & Rs 1000 notes are banned, PM Modi also suggested us to go cashless & be digital. Being digital is very easy for this generation guys but also somehow difficult for older generation. Most people are right now using Netbanking & most of us are still not aware of that. Nothing bad in this, only bad thing is that we even don’t want to try these things. We limit ourselves in a fixed cycle. Don’t taking your most time, let me introduce USSD mobile banking.

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What Is USSD Mobile Banking or *99# Banking ?

USSD Mobile Banking is a service in which users will get access to few features without Internet connection. USSD mobile banking service is provided by NPCI (National Payment Cooperation of India).

Those features include,

  • Check Account Balance
  • Send Money
  • Get Mini Statement

USSD based mobile banking service works on almost all GSM handsets. Benefits if *99# banking are features are,

  • Ease of access 
  • Works on almost all handsets
  • No Internet connection or Data Plan is required
  • More secure than SMS
  • Work while on the move
  • Free Of Cost

Start using this service now, as it is very easy & quick to use. Now, you must contemplating that how to get started with USSD based mobile banking. Follow below steps.

One second, one thing I missed to say that these services are available in 11 languages, below are language specific USSD Codes.

  • *99*22# – Hindi
  • *99*23# – Tamil
  • *99*24# – Telgu
  • *99*25# – Malayalam
  • *99*26# – Kannada
  • *99*27# – Gujarati
  • *99*28# – Marathi
  • *99*29# – Bengali
  • *99*30# – Punjabi
  • *99*31# – Assamese
  • *99*32# – Oriya

USSD Mobile Banking: How to Get Started

Basic requirement: You must have a mobile number linked with your bank account.USSD Mobile Banking: How to Get Started

  • kindly register for Mobile Banking either online through Net Banking/ ATM or submit the Channel Registration Form at the nearest Branch.
  • Dial *99# from your dial pad.
  • You will get a pop up like below:
  • USSD Mobile Banking
  • Now, enter 3 letters of your bank short name. For e.g, SBI (State Bank of India, BOI (Bank of India) OR Enter 4 letters of Bank IFSC code. For e.g, SBIN OR 2 Digit Bank Numeric code. For e.g, 49.
  • After entering any of these 3, you will get pop up like below;
  • USSD Mobile Banking
  • Select one of them which you want to use & enjoy USSD based mobile banking.

Get started with USSD based mobile banking today and be a part of digital India.

Tags: USSD Mobile Banking, *99# Banking Service, What is *99# Banking?, USSD Mobile Banking How to get started


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