WhatsApp Pay is Finally Live in India on Android and iOS

WhatsApp Pay

INTRO: WhatsApp has finally received all the required approvals and permissions to expand WhatsApp Pay in India. The news comes at a time when the National Payments Corporation of India (NPCI) announced a 30 percent cap on the entire volume of UPI transactions for third-party apps from next year.

WhatsApp Pay Live in India From Today

“Starting today, people across India are going to be ready to send money through WhatsApp. This secure payments experience makes transferring money even as easy as sending a message. People can safely send money to a loved one or share the value of products from a distance without having to exchange take advantage person or getting to a local bank,” wrote the corporate during a blog post.

whatsapp payments ui

WhatsApp Pay supports over 160 banks including ICICI Bank, HDFC Bank, Axis Bank, the State Bank of India, and Jio Payments Bank. The functionality is baked right into WhatsApp and you’ll send money to anyone with a supported UPI app.

Available For Both iOS and Android Users 

To start using WhatsApp Pay, tap on the ‘Payment’ button in WhatsApp, or choose ‘Payments’ from the vertical three dots button present in the top-right corner of the home page. The process is analogous to fixing the other UPI app and involves linking your checking account because the payment method.

In case you’re out of the loop, WhatsApp started the trial of its payments service within the country back in February 2018. Since then, the corporate faced several hurdles and scrutiny from several regulatory bodies including the Federal Reserve Bank of India, Competition Commission of India, and National Payments Corporation of India.

While WhatsApp tested WhatsApp Pay with 1 million users in 2018, NPCI’s statement reveals that the corporate will expand its UPI user base during a ‘graded manner’ and can start with a total of 20 million users.

WhatsApp Pay is now rolling out through the newest update on Android and iOS. You can start using the feature by updating the app from the link below.

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